Authorization forms let insurance companies peek into your personal life

I often am hired to represent a client several months after the accident. The client has already signed a medical authorization for the insurance company to obtain medical records. Medical and personal issues that an individual would not disclose to anyone but their doctor are now open for scrutiny.

I then send the insurance company a letter canceling the medical authorization and requesting them to send me all records obtained from the authorization. Over the years, here is what I have found:

1. The insurance company has obtained highly personal records unrelated to the accident. Subject matter such as long ago miscarriages, abortions, suicide attempts, marital problems, etc. is now in the hands of the insurance company.

2. The client has no control over what happens to this information. Is this information left in the auto accident file or put in a national database of accident claimants? You simply do not know.

3. This highly personal information is used to discredit you as an injured claimant. Our policy is to obtain all of the relevant, current and prior, medical records. If some of the information is deemed not relevant and highly personal, we discuss these issues confidentially with our client.

{This blog is absolutely spot on.  Do not ever sign a blanket release to allow anyone access to your entire medical records after an injury—-specify that ONLY the records from specific dates at the few places where you were treated for that injury be released, NOTHING ELSE. ~ Dr. Deborah Peel, Patient Privacy Rights}

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